GCash and Enjaz are running a promotion for Filipinos in Saudi Arabia from November 1 to 30, 2026. Money sent to a GCash wallet in the Philippines through the Enjaz Pay app carries a zero Saudi riyal transfer fee, and GCash is refunding service fees on bill payments and mobile load bought in its app.
The details come from GCash’s promo page, posted on November 3, and from Fintech News Philippines. The two benefits are separate, and each has its own conditions.
How the zero-fee transfer works
GCash says transfers sent through Enjaz Pay to a GCash wallet have an automatic 0 SAR transfer fee. Its FAQ says there is no minimum amount, no promo code and no limit on the number of transfers, and that new and existing users qualify.
According to GCash’s page, you set up the transfer in the Enjaz Pay app:
- Open Payments, choose International and add a new beneficiary.
- Pick Philippine Peso (PHP) as the currency.
- Choose Wallet Transfer as the receive method, select Transfast and then GCash.
- Enter the recipient’s name and mobile number, verify the beneficiary and send the transfer.
A zero transfer fee does not mean the exchange rate is the best available. GCash describes Enjaz’s rate as competitive but does not publish a figure. Compare the pesos your recipient will receive using our remittance comparison guide.
How the cashback differs
The cashback is a different benefit. GCash says it refunds the service fee, not the principal amount, on Buy Load and Pay Bills transactions made in the GCash app. The fee is deducted first and credited back later as cashback.
GCash lists these expected crediting dates, based on when you transact:
- November 1 to 8: December 4, 2026
- November 9 to 15: December 11, 2026
- November 16 to 22: December 18, 2026
- November 23 to 30: December 30, 2026
Who qualifies for the cashback
GCash says the cashback is open to Fully Verified GCash users, on Overseas or Local accounts, who are located and transacting in Saudi Arabia. Turn on your phone’s location before you log in, because GCash says it uses location to verify eligibility. Standard wallet limits still apply, and GCash may disqualify fraudulent or abusive transactions.
GCash’s page lists these eligibility rules under the cashback program. It does not say whether the zero-fee transfer carries the same location requirement, so check the final transaction screen in Enjaz Pay.
Why it matters
A waived fee can lower the cost of sending support home, but the amount received also depends on the exchange rate. Review the final quote, the recipient’s details and the total you pay before you confirm.
GCash and Enjaz promo FAQ
Is the exchange rate fixed during the promo?
GCash does not publish a fixed rate. It describes the Enjaz rate as competitive, so check the quote shown in Enjaz Pay before you send.
Are all charges waived?
GCash says the Enjaz transfer carries an automatic 0 SAR transfer fee with no hidden charges. The cashback covers only service fees on load and bill payments, not the amount you pay or send.
When is the cashback paid?
GCash lists four crediting dates, from December 4 to December 30, 2026, depending on the week of your transaction. You get an in-app notification once it is credited.
